Privacy Policy | X Funding Group

Last updated: 26 August 2026

X Funding Group (“X Funding Group”, “we”, “us” or “our”) provides working capital to business owners, underwriting and funding each request in house. This Privacy Policy explains what information we collect through xfundinggroup.com, how we use it, who we share it with, and the choices available to you.

By using this website or submitting a form, you agree to the practices described below.

1. Information we collect

Information you give us

When you complete a funding application, request a call back, send us a message or subscribe to updates, we collect the details you enter, which may include:

Your name and the name of your business
Email address and telephone number
Business location, legal entity type and time in business
Monthly revenue and the amount of funding requested
Any additional information you include in a message or attach to an application, such as bank statements

Information collected automatically

Like most websites, we automatically receive limited technical information when you visit, including IP address, browser type and version, device type, referring page, the pages you view and the dates and times of your visits. This information is used to keep the site secure and to understand how it is used.

Information from third parties

To evaluate a funding request, we may obtain business and credit information about you or your business from consumer reporting agencies, commercial credit bureaus and other data providers. Our pre-qualification process uses a soft credit inquiry, which does not affect your credit score. We may later request your authorisation for a hard inquiry before issuing a final offer.

2. How we use your information

To review your funding request and determine which products you may qualify for
To underwrite your request in house and prepare the offer we can make you
To contact you by phone, email or text about your application and the offer we make you
To verify your identity and the details you provide, and to prevent fraud
To respond to enquiries and provide customer support
To send you service updates and, where you have subscribed, occasional marketing communications
To operate, secure, analyse and improve the website
To comply with applicable law and our legal obligations

3. How we share your information

X Funding Group underwrites and funds your request in house. We do not send your application to outside institutions to obtain offers. We may disclose your information to:

Service providers. Vendors who support our operations, including identity and business verification, payment processing, website hosting, form delivery, email, and analytics and customer relationship tools, acting on our instructions and only as needed to perform those services.
Professional advisers. Accountants, auditors and lawyers, where reasonably necessary.
Authorities. Where required by law, subpoena, court order or to protect our rights, property or safety, or that of others.
A successor entity. In connection with a merger, acquisition or sale of assets, subject to this policy.

We do not sell your personal information, and we do not share it with unrelated third parties for their own independent marketing.

4. Cookies and analytics

We use cookies and similar technologies to keep the site working correctly, remember your preferences and measure traffic. Analytics cookies help us understand which pages are visited and how visitors move through the site, in aggregate. Most browsers allow you to refuse or delete cookies through their settings; the site remains usable if you do, though some features may be less convenient.

5. Communications and consent

By submitting a form, you consent to being contacted by X Funding Group at the phone number and email address you provide, including by autodialled or pre-recorded calls and text messages where permitted by law. Message and data rates may apply. Consent is not a condition of obtaining funding. You may opt out of marketing email at any time using the unsubscribe link, or by writing to us at the address below. We may still send you messages relating to an active application.

6. Data retention

We retain application and contact information for as long as needed to provide our services and for the period required by applicable financial, tax and record-keeping laws. When information is no longer needed, we delete it or render it anonymous.

7. Security

Information submitted through this website is transmitted over an encrypted connection, and we maintain administrative, technical and physical safeguards designed to protect it. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Your rights and choices

Depending on where you live, you may have the right to request access to the personal information we hold about you, to ask that it be corrected or deleted, to opt out of certain sharing, and to be free from discrimination for exercising those rights. To make a request, contact us using the details below. We will verify your identity before responding, and we will respond within the time frame required by applicable law.

9. Third-party links

This site may link to websites we do not control. We are not responsible for the content or privacy practices of those websites, and we encourage you to read their privacy policies.

10. Children

This website is intended for business owners and is not directed to children under 16. We do not knowingly collect personal information from children.

11. Changes to this policy

We may update this Privacy Policy from time to time. The revised version will be posted on this page with a new “last updated” date, and it takes effect when posted. Please review it periodically.

12. Contact us

Questions about this policy, or about the information we hold, can be sent to:

X Funding Group
New York, NY
Email: submissions@xfundinggroup.com
Phone: (516) 386-3064