Mon – Fri · 9:00 am – 7:00 pm EST Funding decisions in as little as 4 hours submissions@xfundinggroup.com

Direct business funding

Funding for your business, when you need it most.

One application, one soft credit pull, and funds in under 24 hours.

X Funding Group Pre-approved
Your offer

$150,000

  • Time to fund Under 24 hours
  • Credit check 1 soft pull
  • Collateral None required
Funds sent$48,500 · Retail, TX
  • $10M+

    Working capital
  • 24h

    Approval to funding
  • 1

    Soft credit pull
  • 10+

    Years in the industry

Why merchants choose X Funding Group

Quick funding

Funded in under 24 hours.

Unsecured funds

No collateral required.

Simple & easy

Past credit issues? Often not a problem.

Fast approvals

Within 24 hours of applying.

Why X Funding Group

Funding that comes straight from us.

We fund businesses directly, in house. One application, one soft credit pull, and your offer comes from our desk in under 24 hours.

  • Capital up to $10,000,000
  • Easy digital application
  • Funding businesses nationwide
  • Funded in under 24 hours
  • No minimum credit score
  • Early payoff discounts
A business owner reviewing a funding offer at his desk

Industries

Serving diverse industries

Retail

Capital that turns the next opportunity into reality.

Restaurants

Equipment, staffing, expansion. Without starving cash flow.

Trucking

Expand routes, lease equipment, keep rigs on the road.

Construction

Equipment, materials, repairs. Capital today.

Funding options

Simple & quick funding options

Most popular

Merchant Cash Advance

Capital today. Remittance that flexes with your revenue.

Get a free quote

Business Credit Line

Draw when you need it. Pay interest only on what you use.

Get a free quote

Use of funds

Use the funds for anything your business needs.

No restrictions. Period.

Stocked shelves and cartons in a business storeroom

Inventory

A newly fitted-out retail space being prepared to open

Expansion

A small team talking together in an office

Staff

A tradesperson painting the wall of a space under renovation

Remodeling

A delivery van parked outside a business

Vehicles

A laptop showing campaign charts on a marketing desk

Advertising

Hands working through payroll figures on a calculator

Payroll

A technician making an after-hours repair by work light

Emergencies

Frequently asked questions

How fast can I get funding?

Funds land in your account in under 24 hours after approval. Merchant cash advance approvals take as little as 4 hours.

Will applying affect my credit score?

No. We run one soft credit pull, and only one. Your score stays exactly where it was.

Is there a minimum credit score?

No minimum credit score. Past credit issues are often not a problem.

How much funding can I get?

From $10,000 up to $10,000,000, depending on the product and your revenue.

What can I use the funds for?

Anything your business needs — inventory, payroll, equipment, expansion, emergencies. No restrictions.

Is X Funding Group a broker?

No. We fund businesses directly, in house, start to finish. Your offer comes from our desk.

Talk to us

Request a call back

A funding adviser will call you back the same business day.

Get your options

Takes about a minute. No obligation.

Send request

One soft credit pull. Your score is never affected.

One soft credit pull. Funding that comes straight from us.

Request a quote